Bank crypto guide

Buy Crypto with a Mercury Card, Wire or ACH

Mercury is where a huge share of American startups keep their treasury — it added tens of thousands of companies in the week Silicon Valley Bank failed, and its free wire transfers are a standing feature rather than a fee line. For crypto, the practical picture is simple: Anytime Capital accepts Mercury debit cards, credit cards, ACH transfers and wire transfers, and Mercury customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Mercury account.

Updated August 2026 · Reviewed by the Anytime Capital trading desk

Does Mercury allow crypto purchases?

Yes. Mercury debit cards, ACH transfers and wires all work for buying crypto at Anytime Capital, a licensed US money services business. Mercury credit cards are accepted here too. Mercury publishes no blanket block, but whether a given credit purchase authorizes is its call, so debit is the reliable route.

Debit card: Mercury debit cards work at Anytime Capital, subject only to a routine first-purchase fraud check.
Credit card

Mercury crypto questions, answered

Can I buy Bitcoin with my Mercury debit card?

Yes. Mercury debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Mercury — approve it and retry, and later orders run clean.

Does Mercury allow crypto purchases on credit cards?

Anytime Capital accepts Mercury credit cards. Mercury publishes no blanket block, though a purchase can code as a cash advance depending on the product. Debit, ACH and wires avoid that entirely.

Can I wire money from Mercury to buy crypto?

Yes — wire transfers from Mercury are accepted at Anytime Capital for crypto purchases, and they are the standard rail once an order outgrows a daily card limit. Mercury sends free domestic and international USD wires from the dashboard — one of the cleanest wire experiences in banking, and a natural fit for funding OTC-sized crypto orders. Send from an account in your own name; third-party wires cannot be accepted.

Can I sell crypto and get a wire to my Mercury account?

Yes. Anytime Capital buys crypto back and pays out in US dollars by wire transfer or ACH to the Mercury account verified on your profile. Wires are the fastest payout — same business day when the sale settles before the cutoff — and ACH is the free, slower option. You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets.

Our startup holds treasury at Mercury — can the company buy crypto?

Yes. Anytime Capital opens accounts in the company's legal name after standard KYB, and Mercury's free domestic wires are an ideal funding rail for board-approved crypto allocations. The OTC desk quotes before you send; assets deliver to a wallet the company controls.

What is the fastest way for a Mercury customer to buy crypto?

A Mercury debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, a Mercury wire to our OTC desk is the cleaner rail.